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Horner Baker Properties
Certified Distressed Property Expert
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Find out how the Home Affordable Foreclosure Alternative Program can benefit short sale home sellers with $3,000! Read our HAFA Information Page.

Are You Behind on Your Payments?
No Equity?
Facing Foreclosure?
But Still Can't Sell Your Home...
No Problem, I can Help!

Over the last several years, the real estate market has become increasing difficult to predict. Many families and individuals have found themselves with mortgages that simply no longer work. Having an experienced REALTOR® can make all the difference in understanding your options and helping you make the best choice for you and your family.

Matthew Sipera is a licensed REALTOR® with many years working with families who find themselves impacted by sensitive or complicated life circumstances that have led them to feel that their only option is foreclosure. As a Certified Distressed Property Expert (CDPE), Matthew Sipera has used his thorough understanding of complex issues in today's challenging real estate market to help families understand and explore all their options.

A Short Sale can be a viable option for many families who want to avoid foreclosure. Many families due to no fault of their own find themselves in difficult financial circumstances such as; loss of employment, divorce, death of a loved one or a major illness. As a CDPE REALTOR®, Matthew Sipera can help guide individuals and families with selling their home using the short sale process.

Short Sale Georgia

What's the next step?

Contact Matthew today and let him discuss your needs to find out what your options are. You are NOT under any obligation to accept his real estate services by filling out the forms, contacting him, or receiving any information.

Please fill out the online seller's form by clicking on the Sell Your House button.
Matthew will contact you to begin discussing your options.

Click here to sell your property today!

For Immediate service, call 678-828-4408

Short Sale Fraud on the Rise!

Protect yourself from short sale fraud in Georgia by using a Certified Distress Property Expert (CDPE) REALTOR®. Did you know that according to a FBI report 91% of mortgage fraud occurred within the last decade between 2007 and 2010? In these challenging economic times, there are those who are using real estate as a weapon against the general public. While it is true that most realtors, investors, and mortgage brokers are honest and ethic professionals, there are those who are NOT! This small percentage of dishonest professionals has become the legitimate target of local, State, and Federal law enforcement. According to FBI reports, states with the highest levels of known or suspected fraud included Georgia. It is important that Georgia home owners learn to protect themselves from becoming one of these fraud statistics. Here are a few of the most common statements that you need to watch out for:

  • "Pay us $1,000, and we'll save your home"
  • "I guarantee I will save your home -trust me"
  • "Sign over your home, and we'll let you stay in it"
  • "Stop paying your mortgage"

One of your best options for making sure that your real estate transaction is legal is to discuss them with a Certified Distress Property Expert (CDPE) REALTOR®. CDPE REALTORS® are committed to keeping home owners connected to legitimate solutions. Contact Matthew, REALTOR® and CDPE today and let him discuss your needs to find out what your options are.

Matthew Sipera Provides Another Free Report to Home Owners Describing Alternatives To Foreclosure

The statistics regarding the number of U.S. home owners who are struggling with their mortgages or are going through a foreclosure procedure is concerning. Adding to this problem is the estimate that nearly 25% of all U.S. home owners owe more on their home than they could get if they sold their home. I have released another free report to inform home owners how they can use a short sale as an alternative to falling into foreclosure.

The report is titled "How to Navigate Away from an Unmanageable Mortgage" and is available at http://www.shortsalega.com/get-your-free-report.html. The report depicts the long-term negative impact a foreclosure can have on a person's credit and shows that a short sale can be an alternative to foreclosure that can change a home owner's financial future.

Understanding that foreclosure is not the only option is paramount for a home owner who is struggling to pay their mortgage. A short sale can be a great solution and should be considered. I am eager to help people gather the information they need to make the best decision for their financial future. Providing this free report will hopefully help.

Disclaimer:
The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified Realtor®, attorney, and tax expert.

Important Notice:
Matthew Sipera a REALTOR® at Horner Baker Partners does not negotiate the terms of your loan when selling your home as a short sale or provide loan modification services and/or assistance. The following MARS disclosure is for information purposes only. You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance you obtain from your lender (or servicer). If you reject the offer, you do not have to pay us. Matthew Sipera at Horner Baker Partners is not associated with the government, and our services are not approved by the government or your lender; and even if you accept this offer and use our services, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.